Terms and Conditions

Spread the Cost Simply and Safely

Let Us Help Your Money Go Round

Sometimes our finances need help balancing themselves. We all go through it.

You see one of our Lawn Mower deals that you want to take advantage of but the cash flow doesn’t stack up. You need a new lawn tractor and trailer at once and you simply don’t want to pay with plastic. This is where MD Finance can help.

This new service from MowDirect, introduced for the benefit of our customers, helps you spread the cost of an item, or items, that you buy from us at a competitive rate of interest. (19.5% APR)

Flexible and fair, you can choose to repay over 12, 24 or 36 months with a minimum spend of £300 and a maximum of £25,000 (including a minimum 10% deposit.)

Here are some essential FAQs about MD Finance's Terms and Conditions…

How Do I Apply?

When you go to ’checkout’ you will see Finance as one of your options. Click on it and you will be taken to the appropriate page.

How Do I Qualify for Credit?

MD Finance will carry out credit checks and seek references to confirm your eligibility. To qualify, you will need to have a good credit history and no history of late repayments or defaulted payments.

Do I Have To Make A Deposit?

Yes. We need a deposit on any order made. The minimum deposit is 10% of the total borrowed.

How Much Can I Borrow?

The maximum amount you are able to borrow including your 10% deposit is £25,000. In this case your deposit would be £2,500, and your borrowed amount £22,500.

How Do I Make My Monthly Payments?

All your repayments will be made via a direct debit from the bank account you have chosen.

What Products Can I Buy On Finance?

You can buy any product, or collection of products, from MowDirect.co.uk as long as your minimum spend is £300.

What Length Of Repayment Is Available?

MD Finance are happy to offer three simple packages
12 Months Classic Credit (19.5% APR)
24 Months Classic Credit (19.5% APR)
36 Months Classic Credit (19.5% APR)
Minimum deposit 10% Minimum spend £300

Can I Settle Early?

Yes, you can. We want to be as flexible as possible. You will need to contact Close Brothers Retail Finance directly 0844 880 6542 to make additional payments. Do please remember that interest rates will be adjusted accordingly.

Standard Information and Regulatory Status of P4L and Close:

Finance is available on all purchases of £300 or more. MD Finance’s online retail finance platform is powered by Pay4Later. Customer finance is provided by Close Brothers Group PLC. Credit is provided subject to status.

Close Brothers Retail Finance is a trading name of Close Brothers Limited. Close Brothers Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority – firm reference number 124750. For more information please visit www.closebrothersretailfinance.co.uk.

Representative Example of Credit

Total Product Value - £500
Less Deposit (10%) - £50
Amount of Credit - £450
Total Interest @ 19.5% - £44.88
Repayment Total - £494.88
12 Monthly Payments - £41.24
Total Payable - £544.88 (inc deposit)
No Other Charges Are Applicable.

Free Delivery to the UK Mainland

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